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To keep your budget organized, and to make sure money goes to the right investment, use this template to make a budget plan for the month.

Calculate your loan monthly payment with PMT The payment formula PMT shows what your monthly loan payment will be for any student loan.

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Again, the monthly payment amount will be negative because it is an outflow of money each month.

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Using Excel to calculate a loan payment is quick and simple.

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If you select the cell with the monthly payment calculation, you can see the formula in the Excel Formula Bar.

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To get started with your own amortization table open up a new Excel sheet and enter the text shown below into cells A1-A6 We also advise.

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I pulled up my student loan websites one by one to add up all of my minimum payments I felt hopeless.

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My method is also not very precise. Unless you have federal student loans that are subsidized by the federal government, your student loans are going to begin accruing interest from the day that you first take them out.

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In order to have your numbers reflect dollars, you will probably need to change the formatting of the cells to currency.

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