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An underwriter then verifies your identification checks your credit history and assesses your financial situation including your income cash reserves equity investment financial assets and other risk factors.
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When you apply for a mortgage following the correct process matters Here's how to. Learn the mortgage pre approval process and what banks consider in home loan approvals We'll show what banks may look for when approving a home loan.
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How much do you need to make to be able to afford a house that costs 350000 To afford a house that costs 350000 with a down payment of 70000 you'd need to earn 6002 per year before tax The monthly mortgage payment would be 1419 Salary needed for 350000 dollar mortgage.